Testimonials

Sonya L. VandeKerkhof, founder of Conscious Budget & Debt Reduction Inc., has spoken for countless organization over the years. Here is just some of the feedback.


 
Sonya –
Thank you so much for coming on the air with us! You were fantastic. I’m keeping track .... of what I spend and had guessed for each category. Thanks a million!
Union Kate, Omelette & Finster - KLT


Hello Sonya,
I am the Program Vice-President for the Traverse City AAUW (American Association of University Women).  I heard your presentation at the State Convention in May and found it practical and useful for all members. I am inviting you to speak at the Traverse City Branch AAUW meeting in February.  Many of our members had assignments during the convention and were not able to hear you.  Those of us that did see you, think it is a must for all of our members.
Letha, Program VP for AAUW



Dear Sonya VandeKerkhof,
On behalf of the MANA 2008 Program Planning Committee, we want to thank you again for your participation in PUSH! This was one of the most successful and well received conferences in several years. We have included the speaker evaluation forms from your workshop: Tools For Tight Budgets.  We appreciate your support of the Midwives Alliance and all your efforts in preparing for your session. Sincerely,
Clarice Winkler, CNM & Kate Mazzara, CPM - Program Planning Committee - Midwives Alliance of North America


Sonya,
We’ve heard nothing but good things about your workshop. Thank you for your participation.
Gary, Bioneers Conference


Super!
Great!
Perfect!
I wonder how many of the people in the room will be brave enough to try the service? It’s kind of like eating right. We all know we should do it, but we keep putting if off. The world bombards us with a much different message, i.e., “eat, drink, and be merry”…. with a “credit card”. I can tell you your product did force me to review my Quicken data in the last few weeks. I have actually made a few changes. Now if I can just keep the momentum going. Keep sharing your successes...
Victor Dinsmoore, at&t
 

“She was great.”
Speaker Evaluation, Arbonne International 


“I have some excellent advice to bring home! Very well done. I can’t wait for the book!”
Speaker Evaluation, Arbors of Traverse

Dear Sonya,
Thank you so much for your wonderful presentation at our recent Family Night. Your presentation was entertaining and informative and was well received. I would love for you to be able to come again to speak with my clients another time. Thank you,
Caren Field, MA - Program Coordinator State of Michigan


Dear Sonya,
On behalf of the AAUW of Michigan I want to extend my warmest thanks for a job will done.   I appreciate so much your willingness to donate precious time to our convention in T.C. last weekend. From the evaluations I have read it was well received and our members gained valuable information.
Thank you again,
Sharon, American Association of University Women

We Agree

“Don't wait until everything is just right. It will never be perfect. There will always be challenges, obstacles and less than perfect conditions. So what. Get started now. With each step you take, you will grow stronger and stronger, more and more skilled, more and more self-confident and more and more successful.”
Mark Victor Hansen

Do You Know ?

True Cost Of Paying The Minimum

If you spend $5000 on your credit card
interest rate = 18%
minimum payment = $125

It will take you 313 months (26 years) to be rid of your debt.

In that time, you will pay $7,115.39 in interest!

Source: www.bankrate.com