FAQ
Here are a few of our most commonly asked questions. If you have any others, please email us.
How is Conscious Budget & Debt Reduction, Inc. different to other systems?
We don't re-mortgage, help with bankruptcy or pay bills for
you. Instead, through a series of simple activities, we guide you
to changing your relationship with money so that you can get yourself
out of debt and, by using the tools we offer, stay debt free. No other
system aims to make you more CONSCIOUS about your money and the parts
of your life influenced by it. Conscious Budget and Debt Reduction,
Inc. is a tool for a lifetime.
Why might your system be better than seeing a debt consolidation company?
Debt consolidation companies address immediate debt levels by consolidating and restructuring debt, but don't educate clients with the tools that will help them stay out of debt. As such, we have been told stories by clients that the same debt nightmare happens to them time and time again. Without the knowledge and tools, or without understanding your journey out of debt or the reasons you were in debt in the first place, how will you ensure you don't make the same mistakes and end up in this situation again? Some debt consolidation companies charge clients thousands of dollars up front. You should question the value of what you are receiving for these thousands of dollars, and consider whether an investment of just $49.95 per month to work your way out of debt AND to acquire the skills, tools and understanding to help you stay debt free may be more beneficial for you.
My situation is so bad, are you sure this can help me?
This
system has been developed and refined through years of experience, by working with people who are seriously in debt. In many cases,
other methods these people have tried have failed. Conscious Budget & Debt Reduction, Inc. can work for those with even the most serious of
debt problems - the only pre-requisite is a willingness to be debt free
and a commitment to working through all of the activities.
Will the system benefit me if I'm not in debt?
Yes!
Conscious Budget & Debt Reduction, Inc. has helped people in
diverse financial situations from all walks of life. Some of our most
satisfied clients were not in debt, but wanted to become more conscious
about their spending and be empowered to make better financial choices.
Others have had very small and manageable amounts of debt, but were
concerned that without a better grasp on their finances they were at
risk of creating a bad debt situation.
Great
question! In addition to all of the usual technical security parameters
you would expect to be used by a professional and reputable
organization, you can be assured that your information remains
completely safe, because you are never asked to input personal data
that could be used to identify you. Yes, you enter financial details
such as debt levels, frequency of payment, and interest rates, but you
are never asked to record bank account numbers, social security
numbers, your address or even contact details (besides your email
address). You can be secure in the knowledge your information remains
completely anonymous.
I'm already struggling, is $49.95 per month affordable for me?
If
you place freedom from debt as a priority in your life, then yes, you
absolutely have the resources to afford to use this system. In fact,
you can't afford not to. One of our clients put it best when he said, "If I have money to
spend on cable, clothes or take out, then how can I question the value
of $49.95 to change my life?".
Do I have a contract with Conscious Budget & Debt Reduction, Inc.?
Absolutely not. Clients who are serious about
reducing debt or have made a commitment to themselves to get control of
their finances invariably undertake the whole program and continue to
use some of the system features long after they have completed the twelve activities.
We are so confident with the value of the Conscious
Budget & Debt Reduction, Inc. system, we don't ask you to lock into a
contract or make advance payments. You may cancel at any time.
What Clients Say
"Thank you for all the invaluable advice to mend our broken financials. We're looking forward to a prosperous new year!"
K. & S., NYC
"The only thing I could do is cry. Our financial life was in shambles. Listen, follow, & trust, do your homework, and guaranteed, your life will improve! It is a lifesaver! I thank God for the system everyday.
I would recommend Conscious Budget & Debt Reduction, Inc. to anyone ~ whether they are experiencing financial difficulties or not. It is brilliant!"
C. & J., MI
Do You Know ?
In the US between 1995 & 2004
bankruptcy claims doubled.
At the same time
credit card profits tripled!
Source: http://www.capital.com/business-finance/bankruptcy.aspx